Every homeowner feels the responsibility of safeguarding their home and belongings. Many rely on homeowners insurance to cover catastrophic events or natural disasters, but these policies don’t account for the normal wear and tear that affects essential appliances and major systems. Over time, breakdowns are inevitable, and repairs can be costly, making additional coverage a wise investment.
That’s where a home warranty comes in. Unlike a homeowners insurance policy, a home warranty offers financial protection for key home components, including appliances, HVAC systems, water and sewer lines, and more, depending on your coverage options selected. With the right home warranty, you can enjoy peace of mind, knowing that when a system fails, you have reliable coverage.
Whether you're a first-time homeowner or have lived in your home for years, a home warranty simplifies homeownership. This guide will walk you through what a home warranty covers, how to choose the right plan, and how to get the coverage you need.
A home warranty plan is a home services contract that helps protect your major appliances and essential systems. It provides coverage for everyday breakdowns, helping to save money from mounting repair costs. Home warranties typically cover:
When a covered item malfunctions, your home warranty provider can help connect you with a qualified service contractor to diagnose and repair the issue. Depending on the claim, they may even approve a full replacement.
The cost of a home warranty varies by company and coverage level.
Choosing a comprehensive home warranty plan from one of the best home warranty companies, like ARW Home, helps you avoid costly breakdowns, ensuring your most important home systems and appliances remain well-maintained.
A home warranty is a smart investment for homeowners looking to simplify repairs, control costs, and keep their systems and home appliances running smoothly. Here’s why a home warranty can be a valuable addition:
When a covered home appliance or system breaks down, navigating repairs becomes much easier with a home warranty. Instead of searching for a reliable service provider, home warranty companies offer pre-vetted networks of licensed contractors and skilled professionals in your area. Submit a service request, and your home warranty company will promptly dispatch a certified technician to diagnose and resolve the issue, ensuring a smooth, hassle-free repair or replacement process.
Unexpected home repairs can be costly, but a home warranty coverage plan helps manage expenses with a predictable monthly or annual fee. Instead of paying full price for sudden breakdowns, you’ll pay a fixed service fee for each repair request. This structure helps homeowners avoid enormous out-of-pocket costs while keeping home maintenance expenses manageable.
A well-maintained home retains and even enhances its market value. Keeping your home’s systems and appliances in top working condition ensures everyday functionality and makes your property more attractive to future home buyers. When it’s time to sell, having home warranty coverage in place may provide added confidence to potential buyers, making your home stand out in competitive markets.
You can purchase a home warranty contract at any time, but there are key moments when securing coverage makes the most sense.
Taking out a home warranty at the right time can relieve anxiety and stress over your home’s maintenance schedule.
Purchasing a home warranty policy is straightforward, but selecting the right plan requires careful research. Follow these steps to ensure you get the best coverage for your home’s needs:
By following these steps, you can confidently choose a home warranty policy that provides reliable coverage and long-term assurance for your home improvement investments.
ARW Home offers the industry's most comprehensive and affordable home warranty plans. Recognized as the Best Overall Home Warranty Plan by U.S. News, ARW Home provides nationwide coverage across all 50 states with a network of over 15,000 pre-vetted, licensed technicians. As a family-owned and operated company, ARW takes pride in offering U.S.-based customer support and budget-friendly plans starting as low as $1 a day.
Let ARW Home help you handle the surprises of homeownership so you can focus on what truly matters.