A broken water heater can disrupt your home’s comfort, leaving you with cold showers, unexpected repair costs, and unnecessary stress. For homeowners, a home warranty is a practical solution, covering repairs or replacements of major home systems and appliances, including water heaters.
In this guide, we'll explore how a home warranty can help with water heater replacement, what’s typically covered, and how to ensure your policy provides the protection you need.
A home warranty is a service contract that covers the cost of repairing or replacing key home systems and appliances that fail due to normal wear and tear. Unlike homeowners insurance, which typically covers unexpected damages (such as fire or theft), a home warranty protects you from the costs of appliance and system breakdowns due to everyday use.
For example, if your electric water heater malfunctions, a warranty may cover the cost of repair or replacement — saving you from expensive, out-of-pocket expenses.
A typical home warranty plan covers:
Coverage can vary by provider, but the core benefit remains the same: reducing the financial burden of costly repairs and ensuring that your home remains in good working order. Explore more of the ins and outs of home warranty coverage.
Yes, most home warranties do cover water heater repairs and replacement, including tankless, gas, and electric water heaters. However, coverage can vary by plan, so it’s important to understand the details of your policy.
Typically, water heater (gas, electric or tankless) coverage includes:
Some warranties may also cover labor costs, but there are usually coverage limits. For example, certain repairs related to water heaters (like issues caused by external factors) may not be covered. Always check your warranty agreement for specific terms.
For a water heater replacement to be covered, the failure must be due to normal wear and tear, such as a rusted tank or an irreparable crack. If the unit was neglected or improperly maintained, the claim may be denied. When it comes to repairs, a technician will assess the water heater to determine if it can be fixed. If repairs are not possible, a replacement will be provided.
Pro Tip: Some home warranty providers require proof of maintenance, such as annual tank flushes. Failing to perform regular maintenance may void your warranty coverage.
At ARW Home, we understand how essential your water heater is to daily life. That’s why we offer comprehensive home warranty plans that provide coverage for both repairs and replacements due to normal wear and tear. Whether you have a traditional tank water heater or a tankless system, we have flexible coverage options to fit your needs.
With ARW Home, you can add water heater coverage to any of our three primary plans, ensuring protection against unexpected breakdowns:
If you need extra protection, you can customize your plan with additional coverage options, ensuring your water heater is fully safeguarded against potential failures.
Find the perfect coverage for your home’s essential systems, including water heaters. Visit ARW Home’s Plan Comparison Page to explore your options and customize the right protection for your household.
When filing a claim for a water heater replacement, several issues might arise. Here are the most common pitfalls and how to avoid them:
Here are some proactive steps to maximize your water heater warranty:
At ARW Home, we provide tailored home warranty solutions to fit your needs, ensuring your home systems and appliances are always covered. Whether you need plumbing, HVAC, or water heater protection, our plans offer comprehensive coverage with no long-term contracts.
Discover more about our comprehensive plans by visiting our Plans Comparison page. Our Home Electronics Plan and Water and Sewer Line Coverage are perfect additions for homeowners looking to protect all their essential systems.
Get in touch with ARW Home today and find the perfect warranty plan to keep your home running smoothly year-round.
A home warranty can be a lifesaver when it comes to covering the cost of unexpected repairs, like water heater repairs or replacement. By choosing the right plan from ARW Home, you can enjoy peace of mind knowing your water heater, plumbing, and other critical systems are protected — with no hidden costs or long-term commitments. Whether you choose a basic system plan or a comprehensive combo, we have a solution for your home’s unique needs.
Don’t wait for your water heater to fail. Get started with ARW Home today and ensure your home stays covered, no matter what winter brings.