Why Home Warranties Are Essential for Managing Unexpected Repairs

Protecting your home with a home warranty is a smart way to prepare for unexpected repairs and avoid costly out-of-pocket expenses.

Owning a home comes with ongoing maintenance needs and unforeseen breakdowns. While homeowner’s insurance covers damages from catastrophic events like fires and storms, it does not cover normal wear and tear on essential home systems and appliances.

That’s where a home warranty can provide value. ARW Home’s plans help homeowners manage repair costs for covered systems and appliances, offering peace of mind and access to professional service technicians when issues arise.

Disclaimer: Coverage varies by plan and is subject to terms, conditions, limitations, and exclusions. Not all repairs or replacements are covered. See the ARW Home Declaration Page for details.

Common Home Repairs & How a Home Warranty Can Help

While some home repairs can be expensive, a home warranty can help offset costs for covered systems and appliances. Below are some of the most common home issues homeowners face and how ARW Home’s coverage may assist.

Water Heater Issues

Your water heater plays a crucial role in providing hot water for daily activities like bathing, cooking, and cleaning. Over time, wear and tear can lead to fluctuating temperatures, leaks, or complete system failures, leaving you without hot water when you need it most. Ignoring early warning signs can lead to costly repairs or even require a full replacement.

• Estimated Repair Costs: Up to $3,500 for replacement*
• Home Warranty Benefit: Water heater coverage is available as an add-on to any ARW Home plan, helping reduce repair or replacement costs.

HVAC System Repairs

Your heating and cooling system is essential for maintaining a comfortable home year-round. Whether it's keeping your house warm in the winter or cool in the summer, an HVAC failure can be both costly and inconvenient—especially during extreme weather conditions. Regular wear and tear can lead to reduced efficiency, mechanical breakdowns, or complete system failures, often requiring expensive repairs or even full replacement.

• Estimated Repair Costs: $1,000 to over $10,000 for full replacement*
• Home Warranty Benefit: ARW Home’s Platinum and Platinum Premier plans include HVAC system coverage for repair and replacement due to normal wear and tear.

Plumbing System Repairs

Your home’s plumbing system is vital for everyday tasks like cooking, cleaning, and bathing. Over time, wear and tear can lead to leaks, clogged drains, or even burst pipes, which may result in water damage, mold growth, and costly structural repairs if not addressed promptly. Minor issues can escalate quickly, turning a small leak into a major repair that affects your home’s foundation and overall safety.

• Leaky faucets or pipes
• Low water pressure
• Blocked drains or toilets
• Burst pipes

Estimated Repair Costs: $350 for minor repairs to $2,000 or more for major fixes*

Home Warranty Benefit: Plumbing coverage is included in ARW Home’s Platinum and Platinum Premier plans, helping protect homeowners from unexpected repair costs.

See ARW Home’s water and sewer line coverage plans here.

How a Home Warranty Helps You Save Money

For a reasonable monthly premium, an ARW Home warranty can help homeowners avoid expensive, out-of-pocket repair costs for covered systems and appliances. Key benefits include:

• Coverage for essential home systems and appliances
• Access to licensed, professional repair technicians
• Protection from unexpected repair expenses

Cost estimates are for informational purposes only based on publicly available data from industry sources and may not reflect actual coverage. See the ARW Home Terms & Conditions for specific plan details, limitations, and exclusions.

Frequently Asked Questions (FAQs)

What is a home warranty?
A home warranty is a service contract that helps cover repair or replacement costs for major home systems and appliances due to normal wear and tear.

How is a home warranty different from homeowner’s insurance?

Homeowner’s insurance covers unexpected events like fires, storms, and theft, while a home warranty covers breakdowns from regular use.

Does a home warranty cover all expensive repairs?
Not all home repairs are covered. A home warranty typically covers specific systems and appliances as outlined in the service agreement. It’s important to review plan details and exclusions before purchasing coverage.

Is a home warranty worth the investment?
For many homeowners, a home warranty provides financial protection and peace of mind by helping manage the costs of unexpected system or appliance failures.

Home Warranty Coverage From ARW Home

A home warranty from ARW helps you stay prepared for even the most expensive home repairs. Their comprehensive plans cover essential systems and appliances, providing reliable protection for your investment.

• Affordable Plans: Tailored to fit your budget
• Reliable Service: Access to skilled technicians
• Peace of Mind: Confidence that your home is always protected

Get started with your FREE, no-obligation quote here.

Learn more about ARW Home’s home service plans here.